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PERAN PEMBIAYAAN QARDL DALAM MENINGKATKAN PENDAPATAN USAHA KECIL MENENGAH (UKM) PADA ANGGOTA BMT MANDIRI SEJAHTERA CABANG DUKUN GRESIK

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Title PERAN PEMBIAYAAN QARDL DALAM MENINGKATKAN PENDAPATAN USAHA KECIL MENENGAH (UKM) PADA ANGGOTA BMT MANDIRI SEJAHTERA CABANG DUKUN GRESIK
 
Creator Sari, Reni Wulan
Ulum, Khozainul
 
Subject Ekonomi Islam
Qardl, income small and medium enterprises, BMT Mandiri Sejahtera Branch of Dukun Gresik.
 
Description Financial institutions act as financial intermediary institutions. The activities of an activity agency can be in the form of raising funds by offering various schemes, channeling funds with various schemes or conducting activities to raise funds and channel funds at once. Such as LKS, BUS, UUS, AS, UPS, and BMT. BMT as a business institution that further delevops its business in the financial sector, namely savings and loans. BMT’s product saving product include saving, time deposits, while loan products include financing, BMT financing, mudlarabah financing, musyarakah financing, murabahah financing, qardl financing, and qardl al-hasan financing. This research is a qualitative research aimed to answer questions about how the role of qard contract financing in BMT Mandiri Sejahtera Branch Dukun Gresik, as well as how to analyze the role of qard financing in raising the income of small and medium enterprises (UKM) to members in BMT Mandiri Sejahtera Branch Dukun Gresik. This research method using qualitative approach. Sources of data obtained from interviews, documentation, observation. Data analysis used qualitative data analysis that was inductive with descriptive approach. The results show the role of qardl contract financing in increasing the income of small and medium enterprises (UKM) to members in BMT Mandiri Sejahtera Branch Dukun Gresik. The definition of qardl financing in BMT Mandiri Sejahtera Branch of Dukun Gresik is, the provision of this financing is for small and medium business traders (UKM) who have stalls in the shaman gresik market and increase capital for small and medium enterprises (UKM). From the interviews and observation shows that there is an increase in the efforts of members who after obtaining the financing akad qardl.
 
Publisher Universitas Islam Lamongan
 
Contributor Fakultas Agama Islam Universotas Islam Lamongan
 
Date 2021-07-01
 
Type info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Artikel yang dipeer-review
 
Format application/pdf
 
Identifier https://journalfai.unisla.ac.id/index.php/akademika/article/view/517
10.30736/adk.v15i1.517
 
Source Akademika; Vol 15, No 1 (2021): Akademika
2621-8828
2085-7470
10.30736/adk.v15i1
 
Language ind
 
Relation https://journalfai.unisla.ac.id/index.php/akademika/article/view/517/445
https://journalfai.unisla.ac.id/index.php/akademika/article/downloadSuppFile/517/36
 
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