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IMPLIKASI AKAD MUSYARAKAH MUTANAQISAH PERBANKAN SYARI’AH

Al Iqtishod: Jurnal Pemikiran dan Penelitian Ekonomi Islam

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Title IMPLIKASI AKAD MUSYARAKAH MUTANAQISAH PERBANKAN SYARI’AH
 
Creator sutono, sutono
 
Description The development of Shari'ah Banking also encouraged the development of the products in it. One of the sharia banking products that is in great demand by the public is a housing finance product known as the Syari'ah Home Ownership Kongsi (KPRS). In its implementation, there are differences in several Islamic banks, namely using the murabahah and musyarakah mutanaqishah contracts. In 2008, the National Sharia Council issued a fatwa regarding the musyarakah mutanaqisah contract in financing home ownership. However, this contract has not been implemented by all Islamic banks.
               In 2012, Bank Indonesia issued a circular letter to all Sharia Banks and Sharia Business Units which further legitimized the implementation of the musyarakah mutanaqisah contract in Islamic banking. The Musyarakah mutanaqisah contract in KPR products will make it easier for customers to finance the KPR. The advantages of the musyarakah mutanaqisah contract for customers are a longer financing period and relatively cheaper installments.
 
Publisher Prodi Ekonomi Syariah STAI Al-Azhar Menganti Gresik
 
Date 2020-12-28
 
Type info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
 
Format application/pdf
 
Identifier http://jurnal.stai-alazharmenganti.ac.id/index.php/AlIqtishod/article/view/152
10.37812/aliqtishod.v8i2.152
 
Source Al Iqtishod: Jurnal Pemikiran dan Penelitian Ekonomi Islam; Vol 8 No 2 (2020): Al Iqtishod: Jurnal Pemikiran dan Penelitian Ekonomi Islam; 1-19
2745-8512
2407-6600
 
Language eng
 
Relation http://jurnal.stai-alazharmenganti.ac.id/index.php/AlIqtishod/article/view/152/95
 
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