Record Details

The Analysis Of Musyarakah Contract Sharing System Implementationin BPRS Saka Dana Mulia Kudus

AL-ARBAH: Journal of Islamic Finance and Banking

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Field Value
 
Title The Analysis Of Musyarakah Contract Sharing System Implementationin BPRS Saka Dana Mulia Kudus
 
Creator Huda, Nur
Fajri, Fitri
 
Subject —
Musyarakah Finance; Sharing System; Estimation.
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Description Purpose - This research aims to know how the implementation of revenue sharing system to Musyarakah finance and to know the Conformity between the implementation done with Fatwa DSN No.08/DSN-MUI/IV/2000.Method - The study uses a qualitative descriptive approach with a type of case study research.Result - The results showed that a). the implementation of revenue sharing system to Musyarakah finance in BPRS Saka Dana Mulia uses projections or estimates between 1,75% - 2,5% multiplied by the bank's capital. This revenue sharing system has been determined at the beginning of the nominal magnitude of the result for which the customer must be deposited every month. But the bank continues to see the customer's business, when the customer's business suffered losses that are not caused by human error then the bank and the customer will renrenegotiate regarding the outcome.b). The implementation of Musyarakah finance to PT. BPRS Saka Dana Mulia which has been adjusted to Fatwa DSN No.08/DSN-MUI/IV/2000 located at the statement of ijab qabul, contract object (capital, work, andloss), Operational costs and disputes. While that is still not appropriate, that is in the part of the object contract about the profit.Implication - This research is only researching in PT. BPRS Saka Dana Mulia Kudus.Originality - there are differences in the division of sharing system between theories and practices implemented in BPRS Saka Dana Mulia. 
 
Publisher Universitas Islam Negeri (UIN) Walisongo Semarang
 
Contributor —
 
Date 2019-10-31
 
Type info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
Qualitative
 
Format application/pdf
 
Identifier https://journal.walisongo.ac.id/index.php/arbah/article/view/4159
10.21580/al-arbah.2019.1.1.4159
 
Source AL-ARBAH: Journal of Islamic Finance and Banking; Vol 1, No 1 (2019); 95-106
2716-2575
2716-3946
 
Language eng
 
Relation https://journal.walisongo.ac.id/index.php/arbah/article/view/4159/pdf
 
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Rights Copyright (c) 2019 Al-arbah : Journal of Islamic Finance and Banking
http://creativecommons.org/licenses/by-sa/4.0