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Effect of FDR, NPF and Inflation on the Profitability of Bank BNI Syariah

AL-ARBAH: Journal of Islamic Finance and Banking

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Title Effect of FDR, NPF and Inflation on the Profitability of Bank BNI Syariah
 
Creator Nuzula, Zia Firdaus
 
Subject —
FDR; NPF; inflasi; ROA; VECM.
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Description Purpose - This study aims to determine the effect of the amount of financing, financing problems and inflation on the profitability of Bank BNI Syariah. In addition, it is also to determine what variables have the most influence on the level of profitability.Method - This study uses secondary data from time series (time series). The research data is sourced from Bank BNI Syariah and BPS from the first quarter of 2011 to the first quarter of 2020. The data analysis method uses the Vector Error Correction Model (VECM) with the Eviews 10 software toolResult - The results showed that the amount of financing has a positive relationship with the profitability of Bank BNI Syariah. Non-performing financing and inflation have a negative relationship with the profitability of Bank BNI Syariah. Meanwhile, based on the variance decomposition, problematic financing is the variable that provides the largest contribution to the profitability of Bank BNI Syariah.Implication - The ratio of non-performing financing should be suppressed as much as possible so as not to reduce profitability.Originality- This study uses the VECM method to determine the factors that affect the profitability of Islamic banks. 
 
Publisher Universitas Islam Negeri (UIN) Walisongo Semarang
 
Contributor —
 
Date 2020-12-23
 
Type info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
Qualitative
 
Format application/pdf
 
Identifier https://journal.walisongo.ac.id/index.php/arbah/article/view/7261
10.21580/al-arbah.2020.2.2.7261
 
Source AL-ARBAH: Journal of Islamic Finance and Banking; Vol 2, No 2 (2020); 157-180
2716-2575
2716-3946
 
Language eng
 
Relation https://journal.walisongo.ac.id/index.php/arbah/article/view/7261/pdf
 
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Rights Copyright (c) 2021 AL-ARBAH: Journal of Islamic Finance and Banking
http://creativecommons.org/licenses/by-nc-sa/4.0