Record Details

The effect of financial literacy and financial efficacy on individual financial management

Journal of Islamic Economics, Management, and Business (JIEMB)

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Title The effect of financial literacy and financial efficacy on individual financial management
 
Creator Saadah, Naili
 
Subject —
financial literacy, financial efficacy, financial management, gender
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Description Purpose – This study aims to determine the effect of financial literacy and financial efficacy on financial management.Method – Using mixed methods, namely quantitative and qualitative, this study managed to collect a sample of 307 respondents.Result – This research provides evidence that the level of a person's financial knowledge can affect his financial management as well as his financial satisfaction, with these results directly this research strengthens the evidence that gender does not affect financial management. it's the habits or behaviors that lead someone to act.Implication – This research can be used to understand behavioral financial management in individual level.Originality – Many studies show that a society with good financial literacy will have an impact on the formation of a financially independent society. However, the problem here is that there is still discrimination against women regarding financial management. Basically, whether or not they are able to manage finances is not based on gender but on the behavior of the individual. To strengthen this, research is present to prove that individual behavior which includes the level of financial knowledge and financial satisfaction affects their financial management.
 
Publisher Prodi Magister Ekonomi Syariah FEBI UIN Walisongo Semarang
 
Contributor —
 
Date 2020-12-28
 
Type info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
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Format application/pdf
 
Identifier https://journal.walisongo.ac.id/index.php/JIEMB/article/view/7688
10.21580/jiemb.2020.2.1.7688
 
Source Journal of Islamic Economics, Management, and Business (JIEMB); Vol 2, No 1 (2020); 79-94
2721-0324
2721-0197
 
Language eng
 
Relation https://journal.walisongo.ac.id/index.php/JIEMB/article/view/7688/3185
 
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Rights Copyright (c) 2021 Journal of Islamic Economics Management and Business
http://creativecommons.org/licenses/by-sa/4.0