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STUDI ANALISIS TERHADAP PRAKTEK BANK “TONGOL”

Jurnal Ilmiah Ar-Risalah: Media Ke-Islaman, Pendidikan dan Hukum Islam

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Title STUDI ANALISIS TERHADAP PRAKTEK BANK “TONGOL”
 
Creator Mahmud, Amir
 
Description Discussions about halal and haram bank and the interest has been there
since the founders of schools so far as there is no break, because each one
has a good reason and the arguments are the arguments aqli naqli. The core
of the discussion of the issue rests on whether interest was considered usury
or not. Included in this issue practices equated with such banks, KSP, KUD,
KSU and practices of individuals who do not have a business license. In this
regard, institutions similar to banks and the investors who practice in the field,
people often refer to it as bannk tongol.
This study shows that the money lending transaction between the
merchant and Bank tongol consists of four models, namely first, the pattern
of transactions directly on the merchant proactive stance. Second, the pattern
directly on a proactive transaction tongol Bank. Third, the pattern of direct
transactions that are interactive and fourth, the pattern of transactions
indirectly through third party services as a justification of the transaction
between the merchant and the bank both actual tongol proactive.
Bank tongol for communities containing terms mudlarat and benefits,
Bank Tongol mudloratnya is often raises issues that become a burden to the
customer. The problems referred to as injustice in essence the transaction,
financial necessity, cause economic breakdown, the cause is not growing
trading business and the creation of indebtedness that never ended. While
the benefits are earned by good fortune some traders such additional capital,
even others make major capital will become economic resources for them.
Therefore, the Bank can not be absolute tongol categorized as usury because
it contains social values.
 
Publisher LPPM IAI IBRAHIMY GENTENG BANYUWANGI
 
Date 2013-04-04
 
Type info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
 
Format application/pdf
 
Identifier http://ejournal.iaiibrahimy.ac.id/index.php/arrisalah/article/view/1116
 
Source Jurnal Ilmiah Ar-Risalah: Media Ke-Islaman, Pendidikan dan Hukum Islam; Vol 11 No 1 (2013): (APRIL 2013); 1-17
2540-7783
1693-0576
 
Language eng
 
Relation http://ejournal.iaiibrahimy.ac.id/index.php/arrisalah/article/view/1116/779