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GADAI SYARIAH DALAM PERSPEKTIF EKONOMI ISLAM

Wahana Akademika: Jurnal Studi Islam dan Sosial

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Title GADAI SYARIAH DALAM PERSPEKTIF EKONOMI ISLAM
 
Creator Effendi, Arif
 
Description AbsractThe word mortgage is a French Law term meaning "death contract", meaning that the pledge ends or dies when either the obligation is fulfilled or the property is taken through foreclosure. A mortgage is a way to use one's real property, like motorcycle, car or gold etc. as a guarantee for a loan to get money. In Islamic economic perspective it is called Rahn.In a rahn, there is a debtor and a creditor. The debtor or rahin is the owner of the property, while the creditor or murtahin is the owner of the loan. When the rahn transaction is made, the rahn gets the money with the loan, and promises to pay the loan. The murtahin will receive money back with management fee for entrustment cost, concervancy cost, and custody cost as well as appraisal cost. If the rahin does not pay the loan, the murtahin can take and sell the mortgaged property through foreclosure.This paper will see Rahn in Islamic fiqh through Al Qur’an, As-Sunnah, Ijma’, and positive law of Indonesia and take an example at PT Pegadaian (Persero).Keywords: Rahn, The debtor (rahin), The creditor (murtahin)
 
Publisher Kopertais Wilayah X Jawa Tengah
 
Contributor Arif Effendi
 
Date 2016-03-16
 
Type info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
 
Format application/pdf
 
Identifier https://journal.walisongo.ac.id/index.php/wahana/article/view/528
10.21580/wa.v15i1.528
 
Source Wahana Akademika: Jurnal Studi Islam dan Sosial; Vol 15, No 1 (2013): Wahana Akademika; 27-40
2527-3205
1829-6300
 
Language eng
 
Relation https://journal.walisongo.ac.id/index.php/wahana/article/view/528/477
 
Rights Copyright (c) 2016 Wahana Akademika: Jurnal Studi Islam dan Sosial