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Strategi Penyelesaian Pembiayaan Akad Murabahah yang Bermasalah di BMT UGT Sidogiri Capem Kraksaan

Iqtishodiyah : Jurnal Ekonomi dan Bisnis Islam

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Title Strategi Penyelesaian Pembiayaan Akad Murabahah yang Bermasalah di BMT UGT Sidogiri Capem Kraksaan
 
Creator Hayatul Millah
Moh Nurul Amrullah D
 
Subject Problem solving strategies
Murabahah contract
BMT Capem Kraksaan
 
Description The purpose of this research is to find out the strategies used by BMT in resolving the murabahah financing that is problematic at BMT UGT Sidogiri Capem Kraksaan, knowing the factors that are the supporters in carrying out the problem solving financing strategies at BMT UGT Sidogiri Capem Kraksaan, knowing the factors - factors that become obstacles in carrying out financing strategies that are problematic in BMT UGT Sidogiri Capem Kraksaan. The type of research used in this study is qualitative research with a case study approach. The results of this study indicate that the strategy for resolving murabahah financing that is problematic in BMT UGT is by rescheduling, calling customers, giving warning letters (SP) up to 3 times and discussing the next steps that will be taken by both parties, confiscation of collateral . Factors supporting the murabhaah financing settlement strategy that were troubled by BMT UGT Sidogiri Capem Kraksaan were AOA / AOP officers who always communicated, officers, AOP / AOA always supervised customer financing, always approached customers, routinely collected by AOP officers. The inhibiting factor for the problem solving strategy for murabhaah financing at BMT UGT Sidogiri Capem Kraksaan is the AOA / AOP who are not strict in carrying out their duties so customers are negligent in their responsibilities, AOP officers do not routinely collect from customers, officers do not always report things that are a problem in this murabahah financing to the head of BMT UGT Sidogiri, AOA / AOP officers and Head of Sidogiri BMT UGT are not communicating enough, AOA / AOP is slow in responding to troublesome murabahah financing problems carried out by customers.
 
Publisher Fakultas Ekonomi dan Bisnis Islam
 
Date 2019-06-11
 
Type info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
 
Format application/pdf
 
Identifier https://ejournal.inzah.ac.id/index.php/iqtishodiyah/article/view/95
 
Source Iqtishodiyah : Jurnal Ekonomi dan Bisnis Islam; Vol 5 No 2 (2019): June
2548-5911
2460-5956
 
Language eng
 
Relation https://ejournal.inzah.ac.id/index.php/iqtishodiyah/article/view/95/68
 
Rights Copyright (c) 2019 Hayatul Millah, Moh Nurul Amrullah D
https://creativecommons.org/licenses/by/4.0