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ANALISIS TERHADAP MANAJEMEN DANA MUDHARABAH DALAM PERBANKAN SYARI’AH

At-Taqaddum

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Title ANALISIS TERHADAP MANAJEMEN DANA MUDHARABAH DALAM PERBANKAN SYARI’AH
 
Creator Ghofur, Abdul
 
Subject mudharabah, justice, usury, the principle of partnership, trust
 
Description This study tried to the analyze practices mudharabah fund management in Islamic banking from the perspective of normative and philosophical. Mudharabah is interesting to examine, because the beginning of a substitute interest (riba) is the contract of profit sharing, one of which is based on mudharabah. Mudharabah is also rated as the contract representing equity in the transaction. However, in reality, the application of this mudharabah  is not so simple, there are some problems inside it. The research found some results, among other things: First, the contract of mudharabah is one of contracts that is used by the Islamic bank to manage the funding and financing in order to avoid the practice of interest (riba). Second, ideally, mudharabah  becone  the mainstay products of Islamic banking, both in terms of funding or financing. Because, with the principle of partnership, the two parties are equally benefited. Thirdly, in fact, the bank and the customer will not want for various losses. While the mudharabah practice allows for this. Therefore, it requires tactical steps to minimize the impact of such losses. One of these steps is to conduct the training to prospective mudharib intensively for in terms of professionalism and confidence (trust) it. Further, it requires accompaniment for the candidate of capital manager (mudharib).
 
Publisher Quality Assurance Institute (LPM) State Islamic University Walisongo Semarang
 
Contributor —
 
Date 2017-01-05
 
Type info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
 
Format application/pdf
 
Identifier https://journal.walisongo.ac.id/index.php/attaqaddum/article/view/1168
10.21580/at.v8i2.1168
 
Source At-Taqaddum; Volume 8, Nomor 2, November 2016; 129-149
2527-9726
1979-4703
 
Language eng
 
Relation https://journal.walisongo.ac.id/index.php/attaqaddum/article/view/1168/937
 
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