ANALISIS PENGARUH RISIKO USAHA TERHADAP ADJUSTED ROA PADA BANK UMUM DI INDONESIA
JURNAL ILMU EKONOMI AL-ANWAR
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Title |
ANALISIS PENGARUH RISIKO USAHA TERHADAP ADJUSTED ROA PADA BANK UMUM DI INDONESIA
ANALISIS PENGARUH RISIKO USAHA TERHADAP ADJUSTED ROA PADA BANK UMUM DI INDONESIA |
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Creator |
Anam, Saiful
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Subject |
Risk business, Adjusted ROA
Risk business, Adjusted ROA |
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Description |
Bank is a business entity which collects funds from the public in the form of savings and channel themback to the community, require effective risk management control and efficiency in order to function healthilyand naturally so has the ability to develop, protect the interests of society and the face of increasingly globalnature. Purpose of this study was to determine the extent to which business risks (liquidity risk, interest rate risk,credit risk and capital risk) are jointly and partially affects the adjusted Return On Assets (Adjusted ROA) in theCommercial Banks Commercial Banks in Indonesia. Based on the results of the analysis it was found that thebusiness risks in this study (liquidity risk, interest rate risk, credit risk, capital) together and partially does nothave a significant effect on Adjusted ROA. The results of calculation of the partial coefficient of determination(r ²) note that the variable interest rate risk of (X2) has a dominant influence on Adjusted ROA for the price ofpartial r ² (0.067 or 6.7%) higher than the values of partial r ² the other independent variables.
Bank is a business entity which collects funds from the public in the form of savings and channel themback to the community, require effective risk management control and efficiency in order to function healthilyand naturally so has the ability to develop, protect the interests of society and the face of increasingly globalnature. Purpose of this study was to determine the extent to which business risks (liquidity risk, interest rate risk,credit risk and capital risk) are jointly and partially affects the adjusted Return On Assets (Adjusted ROA) in theCommercial Banks Commercial Banks in Indonesia. Based on the results of the analysis it was found that thebusiness risks in this study (liquidity risk, interest rate risk, credit risk, capital) together and partially does nothave a significant effect on Adjusted ROA. The results of calculation of the partial coefficient of determination(r ²) note that the variable interest rate risk of (X2) has a dominant influence on Adjusted ROA for the price ofpartial r ² (0.067 or 6.7%) higher than the values of partial r ² the other independent variables. |
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Publisher |
LPPM STIE AL ANWAR MOJOKERTO
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Date |
2012-03-31
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Type |
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion Artikel Peer-review |
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Format |
application/pdf
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Identifier |
http://ejournal.stie-alanwar.ac.id/index.php/jaa/article/view/69
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Source |
JURNAL ILMU EKONOMI AL-ANWAR; Vol. 2 No. 1 (2012): Maret 2012; 26-32
JURNAL ILMU EKONOMI AL-ANWAR; Vol 2 No 1 (2012): Maret 2012; 26-32 2620-8407 1907-8811 |
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Language |
eng
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Relation |
http://ejournal.stie-alanwar.ac.id/index.php/jaa/article/view/69/23
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Rights |
Hak Cipta (c) 2020 Saiful Anam
https://creativecommons.org/licenses/by-sa/4.0 |
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