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ANALISIS PENGARUH LDR, CRR, GAP,CE, TERHADAP (ROA) PADA BANK UMUM YANG BERKANTOR PUSAT DI SURABAYA

JURNAL ILMU EKONOMI AL-ANWAR

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Title ANALISIS PENGARUH LDR, CRR, GAP,CE, TERHADAP (ROA) PADA BANK UMUM YANG BERKANTOR PUSAT DI SURABAYA
ANALISIS PENGARUH LDR, CRR, GAP,CE, TERHADAP (ROA) PADA BANK UMUM YANG BERKANTOR PUSAT DI SURABAYA
 
Creator Alit Triani, Ni Nyoman
 
Subject LDR, CRR, GAP, CE, ROA
LDR, CRR, GAP, CE, ROA
 
Description One element that is considered by the bank is the bank's soundness. Regarding the soundness of banks, somecomponents of the application criteria require accounting data is the level of liquidity, solvency levels, rates ofreturn of each bank. Purpose of this study was to determine whether the Total Loan To Deposit Ratio, RatioCredit Risk, and Cost Efficiency Gap mempuyai significant influence on (ROA), either together or individuallyso as to assist banks in managing finances.The results of the F test analysis of all independent variables with a significant level of 0.05 is obtained bycalculating F 23.808 which is greater than the F table is 2.557, it can be concluded that the independent variablesjointly have a significant impact on ROA. T test results of individual independent variables that have asignificant impact on ROA is Loan to Deposit Ratio and GAP. Loan to Deposit Ratio, Credit Risk Ratio andGAP have a negative impact on ROA while the Cost Efficiency has a negative effect on ROA. From the resultsthrough the partial coefficient of determination is known that the Loan to Deposit Ratio contributed most amongother variables.
One element that is considered by the bank is the bank's soundness. Regarding the soundness of banks, somecomponents of the application criteria require accounting data is the level of liquidity, solvency levels, rates ofreturn of each bank. Purpose of this study was to determine whether the Total Loan To Deposit Ratio, RatioCredit Risk, and Cost Efficiency Gap mempuyai significant influence on (ROA), either together or individuallyso as to assist banks in managing finances.The results of the F test analysis of all independent variables with a significant level of 0.05 is obtained bycalculating F 23.808 which is greater than the F table is 2.557, it can be concluded that the independent variablesjointly have a significant impact on ROA. T test results of individual independent variables that have asignificant impact on ROA is Loan to Deposit Ratio and GAP. Loan to Deposit Ratio, Credit Risk Ratio andGAP have a negative impact on ROA while the Cost Efficiency has a negative effect on ROA. From the resultsthrough the partial coefficient of determination is known that the Loan to Deposit Ratio contributed most amongother variables.
 
Publisher LPPM STIE AL ANWAR MOJOKERTO
 
Date 2012-03-31
 
Type info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Artikel Peer-review
 
Format application/pdf
 
Identifier http://ejournal.stie-alanwar.ac.id/index.php/jaa/article/view/66
 
Source JURNAL ILMU EKONOMI AL-ANWAR; Vol. 2 No. 1 (2012): Maret 2012; 20-25
JURNAL ILMU EKONOMI AL-ANWAR; Vol 2 No 1 (2012): Maret 2012; 20-25
2620-8407
1907-8811
 
Language eng
 
Relation http://ejournal.stie-alanwar.ac.id/index.php/jaa/article/view/66/22