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REKONSTRUKSI AKAD HUTANG YANG DIANSURANSIKAN PERSPEKTIF SAD AL-DHARA>I‘

MASADIR: Jurnal Hukum Islam

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Title REKONSTRUKSI AKAD HUTANG YANG DIANSURANSIKAN PERSPEKTIF SAD AL-DHARA>I‘
 
Creator Huda, Bakhrul
 
Description Abstract: The Debt Contract (Qard) is originally quite simple, where the debtor (muqtariḍ) is the one who really needs it to fulfill his primary needs. With the presence of banking today, muqtariḍ is no longer a person who really needs to fulfill their primary needs, but secondary and even tertiary needs are served by the bank (muqri) with collateral from muqtari customers or insurance. This article wants to reconstruct how the practice of insured debt from Sad al-Dharāi' perspective. With library research model and normative approach, where the data used is secondary data. As a result, the insured debt is categorized as a hybrid contract if it is analyzed by Sad al-Dharāi' there are benefits and harms. However, as long as the debt is far from usurious and the insurance is included in the category that the majority of scholars allow it, it is not a problem to become a hybrid contract. But if you choose to apply a minor opinion, then there is no problem with the insured debt contract. Key word: Debt, Insurance, Hybrid Contract, Sad al-Dharāi‘.
 
Publisher Institut Keislaman Abdullah Faqih Gresik
 
Contributor —
 
Date 2021-10-26
 
Type info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
 
Format application/pdf
 
Identifier http://ejournal.inkafa.ac.id/index.php/masadir/article/view/374
10.33754/masadir.v1i2.374
 
Source MASADIR: Jurnal Hukum Islam; Vol 1, No 2 (2021): Oktober 2021; 222 - 246
2776-0103
2775-992X
10.33754/masadir.v1i2
 
Language eng
 
Relation http://ejournal.inkafa.ac.id/index.php/masadir/article/view/374/279
 
Rights Copyright (c) 2021 Bakhrul Huda