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The Effect of Mudharabah and Musyarakah Financing on Profitability of Islamic Banks in Indonesia

Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE)

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Title The Effect of Mudharabah and Musyarakah Financing on Profitability of Islamic Banks in Indonesia
 
Creator El, Iqbal Maulana
Masyhuri, Masyhuri
Yuliana, Indah
 
Description The study aims to determine the effect of Mudharabah and Musyarakah financing on profitability of Islamic banks in Indonesia. Profitability is measured by using ROA. The population used in this study is Islamic banks registered in Bank Indonesia from 2016 to 2020, and by using purposive sampling technique. The researchers obtained 8 Islamic banks that meet the criteria. The study uses MRA (Multivariate Regression Analysis) with the following results: the Mudharabah variable has a tcount = 5.812 and a ttable = 2.026 (tcount > ttable) with a significance level of 0.000001 < 0.05. Thus, H1 is accepted, Mudharabah has a significant positive effect on profitability of Islamic bank. The Musyarakah variable has a tcount = -3.120 and a ttable = 2.026 (tcount > ttable) with a significance level of 0.003498 < 0.05. Therefore, H2 is accepted, Musyarakah has a significant negative effect on profitability of Islamic banks.
 
Publisher Prodi. Ekonomi Syariah, Institut Pesantren KH Abdul Chalim
 
Date 2022-02-19
 
Type info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
 
Format application/pdf
 
Identifier https://e-journal.ikhac.ac.id/index.php/iijse/article/view/1969
10.31538/iijse.v5i1.1969
 
Source Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE); Vol 5 No 1 (2022): Sharia Economic: January, 2022; 225-234
2621-606X
10.31538/iijse.v5i1
 
Language eng
 
Relation https://e-journal.ikhac.ac.id/index.php/iijse/article/view/1969/846
 
Rights Copyright (c) 2022 Iqbal Maulana El, Masyhuri Masyhuri, Indah Yuliana
http://creativecommons.org/licenses/by-sa/4.0