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The Influence of Qard and Zakat on Profitability of Islamic Banks in Indonesia

Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE)

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Title The Influence of Qard and Zakat on Profitability of Islamic Banks in Indonesia
 
Creator Oktaviani, Ines Nathasia
Alaidrus, Salim
Siswanto, Siswanto
 
Description The aims of this research was to find out the influence of qardh and zakat on profitability (ROA) of Islamic banks in Indonesia. The population in this research is Islamic banks that registered in Bank Indonesia from 2016 to 2020, sample withdrawal by using purposive sampling techniques, and obtained 4 Islamic banks that meet the criteria. This research uses a statistical test of MRA (Multivariate Regression Analysis) with the following results: qardh variable has a tcount = -4.788 and a ttable = 2.10982 (tcount > ttable) with a significance level 0.0002 < 0.05. Thus H1 is accepted, qardh has a significant negative effect on profitability of Islamic bank, which means that the greater qardh that has been channeled to the community, the profitability of Islamic banks will decrease. The zakat variable has a tcount = 4.008 and a ttable = 2.10982 (tcount > ttable) with a significance level 0.001 < 0.05. Thus H2 is accepted, zakat has a significant positive effect on profitability of Islamic banks, which means that the greater zakat that has been channeled to the community, the profitability of Islamic banks will increase.
 
Publisher Prodi. Ekonomi Syariah, Institut Pesantren KH Abdul Chalim
 
Date 2022-01-31
 
Type info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
 
Format application/pdf
 
Identifier https://e-journal.ikhac.ac.id/index.php/iijse/article/view/1968
10.31538/iijse.v5i1.1968
 
Source Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE); Vol 5 No 1 (2022): Sharia Economic: January, 2022; 63-73
2621-606X
10.31538/iijse.v5i1
 
Language eng
 
Relation https://e-journal.ikhac.ac.id/index.php/iijse/article/view/1968/811
 
Rights Copyright (c) 2022 Ines Nathasia Oktaviani, Salim Alaidrus, Siswanto Siswanto
http://creativecommons.org/licenses/by-sa/4.0