Implementasi Perhitungan Pricing Pembiayaan Murabahah pada Bank Syariah
Jihbiz : Journal of Islamic Economy, Finance, and Banking
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Title |
Implementasi Perhitungan Pricing Pembiayaan Murabahah pada Bank Syariah
Implementation of Murabahah Financing Pricing Calculation in Islamic Banks |
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Creator |
Luntajo, Mohammad Muzwir R.
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Subject |
murabahah
shariah compliant Islamic banking murabahah shariah compliant bank syariah |
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Description |
Penelitian ini bertujuan untuk mengetahui praktik pricing pembiayaan murabahah di perbankan syariah dan memberikan tawaran solusi yang tepat terhadap studi kasus pricing pembiayaan murabahah tanpa benchmark pada perhitungan suku bunga bank konvensional. Riset kualitatif dengan metode grounded theory. Berdasarkan analisis Existing Pricing Murabahah Pada Bank Umum Syariah dan solusi Model Pricing Murabahah yang ditawarkan dari penelitian ini, terdapat implikasi praktis bagi pemerintah, memberikan alternatif baru dalam perhitungan pricing murabahah. Bagi praktisi perbankan syariah, memberikan kontribusi alternatif baru model perhitungan pricing murabahah sehingga tidak lagi benchmark pada perhitungan suku bunga konvensional. Sedangkan bagi masyarakat, dapat memberikan pengetahuan serta pemahaman tentang konsep perhitungan pricing pembiayaan murabahah, ini diharapkan dapat meningkatkan kepercayaan masyarakat dalam memanfaatkan perbankan syariah sebagai lembaga pengelola keuangan yang benar-benar syariah.
This study aims to determine the practice of pricing murabahah financing in Islamic banking and to offer an appropriate solution to a case study of pricing murabahah financing without benchmarks on the calculation of conventional bank interest rates. Qualitative research with grounded theory method. Based on the analysis of Existing Murabahah Pricing at Islamic Commercial Banks and the Murabahah Pricing Model solution offered from this study, there are practical implications for the government, providing a new alternative in calculating Murabahah pricing. For Islamic banking practitioners, contributing to a new alternative to the Murabahah pricing calculation model so that it is no longer a benchmark for conventional interest rate calculations. As for the public, being able to provide knowledge and understanding of the concept of calculating pricing for Murabahah financing is expected to increase public confidence in utilizing Islamic banking as a truly sharia financial management institution. |
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Publisher |
Universitas Islam Raden Rahmat
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Date |
2021-01-26
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Type |
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion |
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Format |
application/pdf
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Identifier |
https://ejournal.uniramalang.ac.id/index.php/jihbiz/article/view/864
10.33379/jihbiz.v5i1.864 |
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Source |
Jihbiz : Journal of Islamic Economy, Finance, and Banking; Vol. 5 No. 1 (2021); 1-26
Jihbiz : Jurnal Ekonomi, Keuangan dan Perbankan Syariah; Vol 5 No 1 (2021); 1-26 2807-6028 2549-0397 10.33379/jihbiz.v5i1 |
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Language |
ind
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Relation |
https://ejournal.uniramalang.ac.id/index.php/jihbiz/article/view/864/578
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Rights |
Copyright (c) 2021 Jihbiz : jurnal ekonomi, keuangan dan perbankan syariah
https://creativecommons.org/licenses/by-nc/4.0 |
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