Pengaruh Kewajiban Penyediaan Modal Minimum, Cadangan Kerugian Penurunan Nilai, Biaya Operasional pada Pendapatan Operasional, dan Net Interest Margin Terhadap Profitabilitas (Studi Kasus pada Bank Umum Konvensional yang Terdaftar Di Bursa Efek Indonesia 2017-2020)
Jurnal Ilmiah Riset Manajemen
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Title |
Pengaruh Kewajiban Penyediaan Modal Minimum, Cadangan Kerugian Penurunan Nilai, Biaya Operasional pada Pendapatan Operasional, dan Net Interest Margin Terhadap Profitabilitas (Studi Kasus pada Bank Umum Konvensional yang Terdaftar Di Bursa Efek Indonesia 2017-2020)
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Creator |
Mahanani, Eva Rusdiana
Susyanti, Jeni Priyono, Achmad Agus |
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Description |
AbstractThis study aims to find out how the effect of minimum capital adequacy requirements, allowance for impairment losses, operating costs on operating income, and net interest margin on the profitability of case studies at conventional commercial banks listed on the Indonesia Stock Exchange in 2017-2020. The population in this study were all conventional commercial banks listed on the Indonesia Stock Exchange (IDX) for the 2017-2020 period with a total of 42 conventional commercial banks. Sampling technique using purposive sampling method obtained data samples as many as 23 conventional commercial banks. This research data collection method uses the data documentation method listed in the annual report at IDX and OJK. The data analysis technique in this study used panel data regression with software eviews 9. The results showed that partially the minimum capital requirement had a positive and insignificant effect on profitability. Allowance for impairment losses has a negative and insignificant effect on profitability. Operating costs on operating income have a negative and significant effect on profitability and net interest margins have a positive and significant effect on profitability. Meanwhile, simultaneously the minimum capital requirement, allowance for impairment losses, operating costs on operating income and net interest margin have a significant effect on profitability.Keywords: Minimum Capital Requirement, Allowance for Impairment Losses, Operating Costs on Operating Income, Net Interest Margin, Profitability
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Publisher |
Jurnal Ilmiah Riset Manajemen
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Contributor |
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Date |
2022-01-25
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Type |
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion Peer-reviewed Article |
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Format |
application/pdf
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Identifier |
http://riset.unisma.ac.id/index.php/jrm/article/view/14830
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Source |
Jurnal Ilmiah Riset Manajemen; eJrm Vol. 11 No. 02 Februari 2022
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Language |
eng
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Relation |
http://riset.unisma.ac.id/index.php/jrm/article/view/14830/11144
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Rights |
Copyright (c) 2022 Jurnal Ilmiah Riset Manajemen
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